Product Offering
Free Online Banking
Taajir account can be accessed from all NIB branches for
the purpose of account information, deposits, withdrawals, funds transfer, etc.
Free Cheque Book (First)
First cheque book will be issued free of cost consisting
of 25 leaves, all subsequent cheque book issuance will be charged as per
respective segment SOC.
Free Pay Order Issuance
Making payments via payorder is easy and cost effective
for NIB Taajir account holders.
Free Demand Draft (Drawn on NIB Branches)
Demand Draft issuance will be charged as per the
respective branch segment.
NIB Protect (Cheque Bounce Protection Facility)
Another feature of Taajir Account is NIB Protect, offers a cheque
protection facility based on the average balance maintained over a certain time
frame. The protection facility is a certain % of the average balance maintained.
The Maximum amount of cheque protection can be to a tune of Rs.2 million with
certain terms and conditions. The account will be overdrawn when this facility
will be utilized. This facility is allowed for a maximum of 5 days in every
calendar month.
NIB Connect (Inter Bank Funds Transfer Facility)
This feature enables you to make online payments to suppliers and vendors having
bank accounts with 1-link member enabled bank branches through the ATM or by
simply calling the call center.
NIB Direct Pay (Automated Payments of Utility Bills, Mobile Bills, Prepaid
Vouchers and Other Payments)
You can subscribe to automated bill payments or make one time transaction
through the ATM or call center. Through direct pay you can pay utility bills,
mobile bills, get prepaid vouchers and make payments to other NIB accounts. The
facility is available free of cost to all Taajir account holders.
NIB Sahulat* (Cash Collection Facility from Customer Premises)
NIB Saluhat offers the convenience of cash collection from your business premises upto a maximum amount
of Rs.500,000/- per visit, automated deposit slip is issued to the customer
through a POS machine at the customer premises. *Charges applicable as per SOC
NIB PaySys (Automated & Online Disbursement of Employee Salaries)
NIB PaySys offers an automated solution to businesses/companies/enterprises for
disbursement of you staff salaries. This allows seamless flow of salary transfer
from employer account to employee accounts through an automated and online
process. The facility is available free of cost to all Taajir account holders.
NIB Alerts (SMS Alerts for Debits/Credits and E-Statement)
NIB Alerts offers transaction alerts via SMS and bank statements through email
based on the alert frequency selected. The charges are based on the frequency
selected by the customer.