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NIB Plus



NIB Plus is a term deposit account with an annual rate of return of 9%.

Product Features

Maximum Amount: Rs. 5,000,000
Tenor: 12 months*

Eligibility
Resident and non-Resident Pakistanis only.
Time Deposit - Premature Encashment

In case of premature encashment, the applicable rate of profit to be paid to the depositor shall be calculated on the basis given as below:

Premature Encashment – 5% annual
Any adjustment required to arrive at applicable rate of expected pre-mature encashment profit may be made from the accrued profit and/or principal amount of the NIB Plus TD in the event that the available cash in the customer account is less than the required adjustment amount.

*Profit payment will be made monthly. Zakat and withholding tax will be deducted as per regulations. Religious and Government exemptions are also applicable.

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