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Guarantees 
To protect you against currency fluctuation, SMEC provides services to hedge against foreign exchange risks for foreign currency payments expected to be made or received by you. In the normal course of business we issue the following guarantees:
Performance Guarantee

At the request of the customer, SMEC issues a performance guarantee, guaranteeing completion of work or supplies, as per terms of contract.
Bid Bond

NIB Banks issues bid bond in lieu of deposit of earnest money against bids for tenders.
Letter of Credit

Stand-by letter of credit is used as a substitute for the commonly used performance bond. This type of letter of credit may be issued to cover non-trade transactions and to guarantee performance of a contractor as supplier
Advance Payment Guarantee

At your request we will guarantee you the amount of advance payment for satisfactory performance of a contract or other work as specified in the guarantee. It ensures that:
  • Instrument obligates SMEC to pay the guaranteed amount or the adjusted part thereof, without any dispute regarding improper use of the advance funds.

  • Guarantee shall become operative only upon receipt of the advance money by SMEC for credit to your account. (This clause is incorporated in the guarantee).
Security Deposit Guarantee

At your request SMEC will issue you a guarantee in lieu of security deposit, generally to utility service organizations.
Retention Bond

SMEC also provides Retention Bond facilities to it’s customers.

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