Guidelines for Card Holders (English) PSD/DIR/Policy Guidelines/110/102/81 dated 05.12.2005 http://www.sbp.org.pk/psd/2005/Cir-21-Jan-06.pdf
Guidelines for Card Holders (Urdu) PSD/DIR/Policy Guidelines/15/102/81 dated 03.02.2006 http://www.sbp.org.pk/psd/2006/CardHolders_Guide_URDU.pdf